GOLD DELTA SKYMILES TERMS & CONDITIONS

Gold Delta SkyMiles® Credit Card TERMS & CONDITIONS

1. Welcome offer: Welcome bonus offer not available to applicants who have or have had this product.
Bonus Miles:
To qualify for the 30,000 bonus miles, you must make purchases with your Gold Delta SkyMiles Credit Card that total $1,000 or more within your first 3 months of Card Membership. Miles will be credited to your account 2-4 weeks after you reach the spend threshold. Qualifying purchases can be made by the Basic Card Member and any Additional Card Members on a single Card account. Purchases to meet the spend requirement do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents. Additional Card Members on your account are not eligible for this offer. To receive the 30,000 bonus miles, your Card account must be active, in good standing, and not in default at the time of fulfillment. American Express reserves the right to modify or revoke offer at any time. You can earn 30,000 bonus miles after you spend $1,000 or more in qualifying purchases on your Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to spend $1,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). For questions regarding your Card account, please call the number on the back of your Card.

2. $50 Statement Credit: One statement credit for $50 will be issued to your Card account after a Delta purchase is charged to your Gold Delta SkyMiles® Credit Card within your first 3 months of Card Membership. Purchases to meet the spend requirement include those made by both the Basic and Additional Card Members on the Card Account. Purchase must be made directly through Delta. A purchase may not qualify for the statement credit if it is submitted under a merchant code that has not been categorized as a Delta merchant code as of the date of the purchase(s). Credit will be issued as a Card Member statement credit approximately 8-12 weeks after your first Delta purchase. Additional Card Members on your account are not eligible for this offer. To receive the $50 statement credit, your Card account must be active, in good standing, and not in default at the time of fulfillment. For questions regarding your Card account, please call the number on the back of your Card. American Express reserves the right to modify or revoke offer at any time. You can earn a $50 statement credit after you make a qualifying Delta purchase on your Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to make your first Delta purchase may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). You can earn a $50 statement credit after you make a qualifying Delta purchase on your Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to spend may be shorter than 3 months if there is a delay in mailing your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). For questions regarding your Card account, please call the number on the back of your Card.

3. Annual Fee: The annual fee for the Gold Delta SkyMiles Credit Card will be waived for the first year of Card Membership. The annual fee will be $95.

4. First Checked Bag Free: Benefit is limited to Basic Card Members (not Additional Card Members) with the Gold, Platinum or Reserve Delta SkyMiles Credit Cards. Reservation must include the Basic Card Member's SkyMiles number. Fee waiver also available for passengers traveling in the same reservation as the Basic Card Member. Maximum nine waivers per reservation. Waiver is only for normal bag fee, if any, for the first checked bag that is not overweight and not oversize under Delta's applicable rules as set forth in Delta's contract of carriage. Additional checked bags will be subject to the applicable baggage fees as outlined by Delta's rules and the purchased fare as set forth in Delta's contract of carriage. The first checked bag fee waiver will only be applied on flight segments which originate on a Delta or Delta Connection® carrier when you check-in with Delta for both a Delta marketed and Delta operated flight. Codeshare flights are not eligible. New Card Members and Card Members upgrading from another Delta SkyMiles Credit Card product will be eligible for the checked baggage fee waiver benefit after receiving their Card from American Express. Offer terms and conditions subject to change. Additional restrictions may apply.

5. Miles Earned: This offer applies to qualifying Delta, Delta Connection® carrier, and Delta Shuttle® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to any Delta branded purchase where Delta is the merchant of record via Delta.com or in-flight such as upgrades, miles, seat selection, Sky Club membership or passes, pre-purchased meals, food, beverages, and in-flight entertainment. Offer applies to Delta Vacations® packages but not other all-inclusive packages. Offer is subject to change without notice. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/memberguide.

6. Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Card Member's account must be active and not in default at time of bonus fulfillment. Fees, interest charges, balance transfers, cash advances, purchases of traveler's checks, the purchase or reloading of prepaid cards and purchases of other cash equivalents do not earn miles.

7. Priority Boarding Card Members are entitled to receive Zone 1 Priority Boarding on Delta flights. Benefit is limited to Basic Card Members (not Additional Card Members) with the Gold, Platinum or Reserve Delta SkyMiles Credit Cards. Reservation must include the Basic Card Member's SkyMiles number. Priority Boarding is also available for passengers traveling in the same reservation as the Basic Card Member. Maximum nine passengers per reservation receive the Priority Boarding. Priority Boarding will only be available on Delta and Delta Connection carrier operated flights. Delta does not offer Priority Boarding on Delta Shuttle® flights. New Card Members and Card Members upgrading from another Delta SkyMiles Credit Card product from American Express will be eligible for the Priority Boarding benefit after receiving their Card from American Express. Offer is subject to change without notice. Additional terms, conditions and restrictions may apply. See delta.com/mycardcan for details.

8. Pay with Miles:  Program is limited to Basic (not Additional) Gold and Platinum Delta SkyMiles and Delta Reserve Credit Card Members, as well as to Gold and Platinum Delta SkyMiles Business Credit Card Members and Delta Reserve for Business Credit Card Members. New Card Members and Card Members upgrading from another Delta SkyMiles Credit Card product are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta and Delta Connection® carrier flights booked at delta.com under the DL code. Not available on other codeshare flights. Redemption requirements differ based on fare. Flight will be marked as Pay with Miles eligible. Eligible on base fares equal to or greater than $100 or worth at least 10,000 miles. The amount of miles that can be used on a Pay with Miles redemption are based on the SkyMiles member's account balance. Miles redemptions must be in 5,000 mile increments, with a minimum of 10,000 miles for redemption, and the number of miles redeemed will be rounded up to the nearest 5,000 or 10,000 mile increment, as applicable.  If you choose to cover the entire cost of the ticket by using Pay with Miles, you will need to redeem a minimum of 25,000 miles, regardless of ticket price. You must use an American Express Credit Card to pay for the remaining ticket price when using Pay with Miles. Pay with Miles tickets booked in First or Business Class, on or after January 01, 2015, are eligible for mileage accrual, Medallion Qualification Segments, and Medallion Qualification Miles. In addition, Pay with Miles tickets booked in the Main Cabin will earn mileage, and all Pay with Miles tickets will earn MQDs, for the portion of the base fare and carrier-imposed surcharges remaining that is paid in currency after miles are applied to the ticket total. Pay with Miles tickets are not combinable with any other forms of mileage redemption. Medallion Complimentary Upgrades on Pay with Miles tickets is subject to availability and may not be eligible on all flights. Except for tickets refunded under Delta's Risk Free Cancellation policy, miles redeemed with Pay with Miles cannot be re-deposited in the member's SkyMiles Account - even for fully refundable fares. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles.

9. No Foreign Transaction Fees: American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

10. In-Flight Savings: Card Members will receive a 20% savings in the form of a statement credit on eligible pre-purchased meals and in-flight purchases of food, alcoholic beverages, movies, television shows and video games accessed via Delta's seatback in-flight entertainment system, and audio headsets on Delta-operated flights. Savings do not apply to any other in-flight purchases, such as in-flight wireless internet access and associated services, SkyMall™, Delta DutyFree, and charitable contributions. To receive the savings, Card Members must use their Delta SkyMiles Credit Card from American Express to complete the in-flight purchase. Savings will appear as a statement credit 6-8 weeks after the transaction is posted to the Card Member's Card account. Offer is subject to change without notice. Additional terms, conditions, and restrictions may apply. See delta.com/mycardcan for details.

11. Delta Sky Club Access: Delta Sky Club® Reduced Rate benefit ($29 per person) is limited to Gold and Platinum Delta SkyMiles Credit Card Members and up to two guests and may be used only in conjunction with same-day ticketed air travel on any airline. Benefit permits access to one Club location and is not transferable to another Club. Payment must be made in person with a Gold or Platinum Delta SkyMiles Credit Card. Children aged 2 and under may accompany the Card Member for free. Card Member must be at least 21 years of age to access Clubs with a self-service bar, unless accompanied by a parent or legal guardian who is also accessing the Club using the Reduced Rate benefit or as a Club member. Please drink responsibly. Partner lounges are not included. Amenities may vary among airport Club locations. Offers and rules subject to change without notice. All Delta Sky Club rules apply and additional restrictions may apply. This information is accurate as of 12/17/2014. For the most current Delta Sky Club access, pricing policy, and Club rules, please visit https://www.delta.com/skyclub

12. Medallion® Qualifications Dollars (MQD) Waiver: Beginning January 1, 2014, if the Medallion Qualification Dollars (MQDs) threshold is not met for a Qualification Year, you can still qualify for Medallion status if you have earned the required Medallion Qualification Miles (MQMs) or Medallion Qualification Segments (MQSs) and make at least $25,000 in Eligible Purchases within that Qualification Year on your Eligible Card. A Qualification Year is from January 1 to December 31 of a given year. The close of the Qualification Year is December 31, without regard to the time of the year that the credit card account is opened. This means that for the first year of Card Membership, the Card Member's Eligible Purchase period may be less than twelve months. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible Purchases do NOT include fees, interest charges, balance transfers, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Eligible Purchases made by Additional Card Members on the Basic Card Member's Eligible Card will count toward the Eligible Purchase threshold. For purposes of calculating the Eligible Purchase threshold, Eligible Purchases will be combined across multiple Eligible Cards of the Basic Card Member if those Card accounts are linked to the same SkyMiles number. Eligible Cards are the following: Delta SkyMiles Options Credit Card, Delta SkyMiles Credit Card, Gold Delta SkyMiles Credit Card, Platinum Delta SkyMiles, Delta Reserve Credit Card, Delta SkyMiles Business Credit Card, Gold Delta SkyMiles Business Credit Card, Platinum Delta SkyMiles Business Credit Card, Delta Reserve for Business Credit Card from American Express. This benefit extends to Basic Card Members only (Additional Card Members are not eligible). Offer terms and conditions subject to change.